individuals
Self Assessment and Making Tax Digital
Leave the deadline stress to us, whether you’re filing annually or quarterly.
Personal Self Assessment
Self Assessment has been the cornerstone of personal tax reporting for decades. But for some taxpayers it’s changing with the introduction in April 2026 of Making Tax Digital for Income Tax, a new system of quarterly digital submissions – if you’re self-employed or a landlord, it may already apply to you.
Whether you’re continuing to file a standard Self Assessment return or transitioning to MTD, we manage the whole process on your behalf, including using HMRC-friendly software. You give us the information we need; we handle everything else.
Still on Self Assessment? We’ll continue to prepare and file your annual Self Assessment return as normal.
The filing deadline for self assessment is 31 January following the end of the tax year, but it’s always good to get your return in early! If you have tax to pay, you have time to budget for this or, even better, if you have a tax refund, you’ll get it sooner.
Making Tax Digital
When does MTD apply?
- From April 2026: self-employed individuals and landlords with qualifying income or turnover over £50,000
- From April 2027: those with qualifying income / turnover over £30,000
- From April 2028: those with qualifying income / turnover over £20,000
‘Qualifying income’ means gross income from self-employment and/or property – combined. If you’re not sure whether you’re affected, get in touch and we’ll check for you.
Under MTD for Income Tax, affected individuals are required to:
- Keep digital records of income and expenses throughout the year
- Submit a quarterly update to HMRC summarising that income and expenses (four times per year)
- Submit an End of Period Statement confirming figures for each income source
- Submit a Final Declaration – a year-end summary that replaces the traditional Self Assessment return
The first quarterly update for the 2026/27 tax year (covering 6 April to 5 July 2026) is due by 7 August 2026. If you’re in scope and haven’t yet made arrangements, it’s important to act now
Do I Need to File?
You may need to file a tax return or report under MTD if you are:
- Self-employed or a partner in a business partnership
- A landlord receiving rental income
- A company director
- Earning over £100,000 per year
- Receiving income from savings, investments or dividends
- Receiving foreign income
You may also need to file a tax return if you have disposed of an asset such as shares or property.
If you’re not sure whether you need to file, get in touch – we’ll tell you straight away.
Who's it for?
Who We Work With
We work with individuals who need to submit Self Assessment tax returns, however much you earn. The arrival of MTD has made Self Assessment a bit more complicated but we are ready to help you wherever you are on the MTD scale.
Get Started
Not sure what you need? Get in touch and we’ll talk through your situation. There’s no obligation – just a straightforward conversation.
- Step 1 - Call us or send an email
- Step 2 - Let’s have a conversation about what you need
- Step 3 - Meet with your dedicated accountant or tax adviser
- Step 4 - Decide on how we can help
- Step 5 - Let’s get started on your finances
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